What exactly is a “robo-advisor?” In a nutshell, a robo-advisor is an online, automated version of a financial advisor. You visit a robo-advisor’s website, enter data about your financial life, and the robo-advisor invests your money accordingly with minimal human interaction. Before I continue, let me make it clear that I believe there is tremendous value in working with the RIGHT advisor, but robo-advisors are cheap, and as you read on, you may find out you are working with