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Matt Morizio
- May 18, 2018
- 6 min
College planning part 2: What if you didn't use a 529?
My 529 post from a couple weeks ago raised some eyebrows, so let me elaborate. But before I give a few hypothetical alternatives to dumping all your money in a 529 plan let me explain my personal situation. Because I’m a financial advisor, a lot of people assume I have it all figured out. Spoiler alert: I don’t. Where I’m at now and where I plan to be in the future are very different. Right now I put money in a general investment (aka taxable) account, and I trust our investm
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Matt Morizio
- May 11, 2018
- 3 min
Stop selling yourself short - your retirement isn't the end goal
If you’re investing for yourself, you’ll never create the future you’re capable of. You need to think bigger. And you need to get the focus off you. What do I mean? Don’t invest for the future you. Don’t save for your retirement. Invest for the impact you can make in others’ lives. Invest for your why. And your why, by the way, is either another person(s) or your faith; it’s never you, as explained by Ed Mylett in this interview with Eric Thomas. I invest because I one day dr
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Matt Morizio
- May 4, 2018
- 2 min
College planning part 1: Is the 529 your only choice?
Spoiler alert: The 529 savings account may not be your best option for college savings. Why? As a professional financial advisor – and a father of “five under six” – I don’t suggest a 529 college savings account as my first choice. Or second. That’s because, in my opinion, 529 programs have distinct disadvantages over other investment options. -Many 529’s have high fees. Parents should take a hard look at what they’ll be paying in administrative costs for 529’s. Sometimes tho
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